The Business Platinum Card® from American Express might come with a high annual fee, but it also has a whole lot of credit card perks.
Despite the annual price tag of $695 (see rates and fees), the Amex Business Platinum card has plenty to offer — but many of the card’s best benefits aren’t automatic; you’ll have to enroll your card to get them. Here’s a quick look at what those perks are and how to register for them.
Remember, the card is also currently offering a lucrative introductory bonus of 150,000 Membership Rewards points after you spend $20,000 on eligible purchases in the first three months of card membership. According to TPG’s latest valuations, that’s worth a whopping $3,000.
Here’s what else to know about the Amex Business Platinum.
Overview of the Business Platinum perks
The Amex Business Platinum offers more than $1,400 in statement credits that you could potentially maximize. Of the seven credits, you must register for six before you can actually begin using them. Here’s a look at what those credits are:
| Credit | Annual amount | Do I need to register? | How it works |
|---|---|---|---|
| Dell* | Up to $400 | Yes | Annual statement credit on all U.S. Dell purchases, up to $200 semi-annually. This is a $200 increase from the existing Dell benefit |
| Indeed* | Up to $360 | Yes | Annual statement credit on all Indeed hiring and recruiting products and services to post open positions and find talent, up to $90 per quarter |
| Adobe* | Up to $150 | Yes | Annual statement credit on select purchases, including Adobe Creative Cloud and Acrobat Pro DC |
| Wireless telephone services | Up to $120 | Yes | Annual statement credits for purchases made directly from any US wireless telephone provider, up to $10 per month |
| Clear | Up to $189 | No | Statement credits toward an annual Clear Plus membership for expedited airport security |
| Airline fee | Up to $200 | Yes | Annual airline fee credit of up to $200 on charges by the airline you select per calendar year |
| Global Entry or TSA PreCheck | Up to $100 | Yes | Statement credits for Global Entry ($100) or TSA PreCheck (up to $85) every four years (4.5 years for PreCheck) |
*These credits are slated to end on Dec. 31.
Besides statement credits, the Business Platinum card also has several other perks you have to register for. These include:
Finally, here are the other top Amex Business Platinum perks that don’t require registration:
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- 1.5 points per dollar (up to $2 million per calendar year) on purchases over $5,000, and across new categories that include::
- Electronics goods retailers, software and cloud service providers
- Construction materials and hardware supplies
- Shipping providers
- 5 points per dollar on flights and pre-paid hotels booked in advance through Amex Travel
- Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period; Note that a $50 deductible will apply*
- Access to the Cruise Privileges Program and the International Airline Program
- Global Dining Access by Resy: Exclusive reservations at some of the world’s top restaurants, access to premium events, and other perks like priority notify and VIP status
*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.
**Effective February 1, 2025: Eligible Platinum Card Members will receive 10 Visits per Eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight.
How to register
The golden ticket to accessing these perks is through your online Amex account under the “Benefits” tab. Once there, you can find every perk that you need to register for.
AMEX
In addition, several perks even have a dedicated tracker within your Amex account. This is helpful to determine how much of a perk you have left remaining. For instance, in the screenshot above, this cardholder still has $200 left of their airline fee credit. (Don’t forget to register first.)
Bottom line
The Amex Business Platinum Card is one of our top business cards; It’s excellent, especially for businesses with expenses in the statement credit categories. While it might not be worth the money for all business owners, its travel and lifestyle perks are difficult, if not impossible, to beat.
Most of its perks, however, do need to be registered for ahead of time — a worthy investment if you plan on making the most of your new card.
Apply here: Amex Business Platinum with a 150,000-point welcome offer after you spend $20,000 in the first three months from account opening.
For rates and fees of the Amex Business Platinum, click here.
