Save money with these credit card beauty and skincare offers

Attention, beauty aficionados — it’s time to shop smarter, not harder, when it comes to purchasing skincare and makeup products. Did you know that you can save money on your beauty products with the simple swipe of a credit card?

If you are regularly perusing the beauty aisles at your local Sephora or department store, trying to hunt down trendy skincare products being used by your favorite social media content creator, you may be able to save $10 or more on your next purchase. Seriously, why purchase your moisturizer at full price?

To save money on your next big beauty purchase, check your credit card merchant offers — which are like adding a coupon to your card — to see offers and benefits that will give you cash back or rewards points.

To access these offers, log in to your online account with your credit card issuer, look through the offers you are eligible for and add them to your credit card before making a purchase.

Let’s dive into some of the best ones from American Express, Chase and Capital One.

Whether you’re earning cash back or Membership Rewards points, below are a few Amex Offers from top makeup and skincare brands (targeted; enrollment is required):

• Saks: Spend $500 or more and get 5,000 points (up to two times). Offer ends Nov. 17.
• Dior Beauty: Spend $130 or more and get 3,000 points. Offer ends Dec. 21.
• Vichy: Spend $80 or more and get a $20 cash-back statement credit. Offer ends Dec. 31.
• Bloomingdales: Spend $75 or more and get a $15 cash-back statement credit. Offer ends Dec. 31.
• Drunk Elephant: Spend $150 or more and get a $30 cash-back statement credit. Offer ends Jan. 16, 2024.
• Nars: Spend $125 or more and get a $25 cash-back statement credit. Offer ends Jan. 16, 2024.
• Keranique: Spend $75 or more and get a $20 cash-back statement credit. Offer ends Jan. 16, 2024.

Related: These Amex Offers will help you save money

For the beauty gurus who spend way too much money at Sephora (you know who you are), the Chase Sapphire Reserve card is currently advertising $50 cash back when you spend $200 or more.

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Here are a few (targeted) Chase Offers from top makeup and skincare brands:

• Sephora: Spend $200 or more and earn $50 cash back. Offer ends Nov. 8.
• Too Faced: Earn 10% cash back on all purchases (made directly with the merchant) until a $7 cash-back maximum is reached. Offer ends Nov. 16.
• Estee Lauder: Earn 10% cash back on all purchases (made directly with the merchant) until a $15 cash-back maximum is reached. Offer ends Nov. 16.
• Aveda: Earn 10% cash back on purchases (made directly with the merchant) until a $15 cash-back maximum is reached. Offer ends Nov. 16.
• Elizabeth Arden: Earn 10% cash back on purchases (made directly with the merchant) until a $17 cash-back maximum is reached. Offer ends Nov. 17.
• Kerastase: Earn 15% cash back on purchases (made directly with the merchant) until a $22.50 cash-back maximum is reached. Offer ends Nov. 18.
• Beautycounter: Earn 10% cash back on purchases (made directly with the merchant) until a $22 cash-back maximum is reached. Offer ends Dec. 6.

Check out these Capital One Offers to earn a cash-back statement credit after completing your purchase on the merchant’s website:

• Skinceuticals: Earn 5% cash back as a statement credit.
• Ulta: Earn 5% cash back as a statement credit.
• Clinique: Earn 5% cash back as a statement credit.
• Dermstore: Earn 8% cash back as a statement credit.
• Lancome: Earn 6% cash back as a statement credit.
• REN: Earn 8% cash back as a statement credit.
• Estee Lauder: Earn 4% cash back as a statement credit.
• SkinStore: Earn 8% cash back as a statement credit.

Don’t let your credit card merchant offers fall by the wayside. If you have an eligible credit card, check what cash-back and rewards promotions your card may be offering. Who knows? Maybe your next trip to Sephora or your holiday online shopping purchase at Ulta will reward you with a little more cash in your pocket.

Related: Your guide to maximizing shopping portals for your online purchases